The shared stash (added in Patch 1.13c for single-player) is not stored in the character save file. It resides in a separate file named SharedStashSoftCoreV2.d2i (or _LOD_HC_ for Hardcore). We will cover managing this later.
On a deeper level, the save file represents a philosophical statement about player ownership. In the era of live-service games (e.g., Destiny 2 or modern Diablo IV ), characters are transient—locked to a server, subject to balance patches, and effectively rented from the publisher. In contrast, a Diablo II .d2s file can be backed up to a USB drive, emailed to a friend, copied from a dead laptop, or stored on a cloud drive for fifteen years. It is truly ownable. There is a profound emotional resonance in loading a character from 2008, hearing the rogue encampment music, and seeing a skill layout that a younger version of yourself meticulously planned. The file is a time capsule, preserving not just data points but a specific era of gaming habits, internet forums, and late-night Baal runs. diablo 2 lod character save files